Zoral
“It's not that I'm so smart, it's just that I stay with problems longer.”
― Albert Einstein

Zoral is a fintech software research and development company. We were founded in 2004.

We operate one of largest labs in Europe focused on Artificial Intelligence/Machine Learning (AI/ML), predictive systems for consumer/SME credit and financial products.

Our clients are based in USA, Canada, Europe, Africa, Asia, South America and Australia.

We are one of the world’s leading companies in the use of unstructured, social, device, MNO, bureau and behavioral data, for real-time decisioning and predictive modeling.

Zoral software intelligently automates digital financial products.

Zoral produced the world’s first, fully automated, STP consumer credit platforms.

We are based in London, New York and Berlin

Alan Hambrook

Alan Hambrook

Chairman

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Eric Sandler

Eric Sandler

Chief Executive Officer

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Yuri Bürger

Yuri Bürger

Head of A.I.

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Natalia Kourochka

Natalia Kourochka

Head of Human Resources

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Danil Kolendovskyy

Danil Kolendovskyy

VP, Product Development

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Pavel Kourochka

Pavel Kourochka

Chief Technology Officer

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Andrew Kozhanov

Andrew Kozhanov

VP of Engineering

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