Zoral Integration Gateway
Connect the systems you already run, without hand-coding
Zoral Integration Gateway connects the Zoral Finance Operating System (fOS) to your core, cards, payments and data. Your team configures each connection on screen. Every call is recorded, and personal data can be masked as it arrives.
The problem
A bank runs many systems: a core, cards, payments, loan origination, CRMs and data stores. Each new product needs them to work together. Too often, engineers hand-code each link, at high cost to maintain.
A general-purpose integration platform treats a loan application like any other message. It also adds another licence, another layer and its own specialists.
The solution
Zoral Integration Gateway is part of Zoral fOS and works around its centre. It brings your data into Zoral Data Fabric and Zoral Decision Engine. Zoral Core Orchestrator and Zoral Portal Studio use the same connections. Partner services, such as bureaus, come ready-made through Zoral Integration Exchange.
Your core stays where it is. For the work Zoral fOS does, you do not need a separate integration platform.
What it changes for the business
New products, sooner
Connections are configured, not hand-coded, so a new product or partner does not wait for each link to be built.
No specialist scripting
Your team maps data on screen, not in a proprietary scripting language. Engineers add standard code where they need it.
Fewer tools to maintain
The gateway is built into Zoral fOS, so there is one tool and one vendor fewer. It is designed to cost less to maintain.
Keep your core
Zoral connects to the systems that work today. You modernise without a risky core migration.
Built for banking traffic
Every kind of connection
Your team configures APIs, events, files and database links on the same screen.
Keeps going when a system is down
Each connection has retries, time-outs and fall-backs. If a bureau or your core is unavailable, the case waits and resumes when the system returns.
Reacts as things change
A payment received or a limit changed in your systems can start the next step at once.
Data protection and audit, built in
Controls made for banks
Encryption, filtering and tokenisation come ready, and your team sets them to your policies. They are designed to support GDPR / UK GDPR obligations.
Clean data from older systems
Your team sets once how fields from older systems convert into one banking format.
Personal data masked early
Your team chooses which personal-data fields are masked as they arrive, and for whom. Workflows, staff and AI agents see only what they need.
Every call on record
Each call to your systems and to outside services is recorded with its result and kept for audit.
Zoral is independently audited under SOC 2; details on the Zoral Trust Portal.
How it works inside Zoral fOS
AI is guardrailed, with human-in-the-loop supervision. Agents prepare, check and draft, only through the permissions, workflows and approvals your bank sets. Every action, prompt and tool call is recorded. Credit decisions follow the rules and models your bank approves, and accountability stays with your bank. Your bank chooses its language models, and data stays within the environments and agreements you control.
One screen for every connection
Your team configures two-way data flows between older systems, workflows, customer screens and Zoral Data Fabric.
One screen for every connection
Your team configures two-way data flows between older systems, workflows, customer screens and Zoral Data Fabric.
What it connects to
Your banking systems
Your core banking system, cards, payments, open banking, loan origination systems, CRMs and document stores.
Bureaus and identity
Credit bureaus, credit registries, and identity, fraud and AML services. Zoral Integration Exchange holds ready connections to many of them.
Events and messages
The message and event systems your bank already runs.
Your data platforms
Data warehouses and data lakes, such as Databricks or Google Cloud BigQuery, and those on AWS, Azure or in your own data centre.
Customer communications
SMS, email, messaging apps, voice, video, phone menus and chat.
Marketing and service tools
Marketing, customer-service, analytics and reporting tools. For portals with no interface, Zoral Resilient RPA does the work.
For your architects
Protocols
REST, SOAP, GraphQL, OData, WebSockets, ODBC, webhooks and file transfer. Brokers: Kafka, RabbitMQ, and the managed queue and event services on AWS and Azure.
Where configuration ends
Engineers add their own Python, Java, C#, JavaScript or Spark code and libraries, and connect any approved system. Their changes are versioned, tested and approved like any other, and the bank sees every connection in one console.
Resilience
Pooling, caching, retries, time-outs and fall-backs per connection; designed for high availability across several instances.
Data
Masking and tokenisation on arrival. Mapped data is exposed as permissioned variables, not raw records.
AI
The bank’s own agents can call Zoral fOS through MCP, under the same permissions. The bank chooses its language models.
Hosting
AWS or Azure in your chosen region, or your own data centre. Your data and audit history can be exported in standard formats.
Questions banks ask
We already have an integration platform. Why another?
For the work Zoral fOS does, the gateway is built in, so you add no extra layer. Your platform keeps its other work, and the gateway connects to it like any other system.
Our architects say we could connect these systems ourselves.
They could, with good tools. The banking work would still be yours to maintain for ten years or more: mappings, data controls, the audit trail and links to credit policy. Each new product or partner would wait for engineers. The question for the board is who maintains it, and how fast the business can change it. Your engineers keep full freedom to write code.
Who implements it?
Atelier, Zoral’s senior consulting practice, with your teams and any integrators you work with. The people who built the platform are part of every programme. Zoral can run and support the platform for you, your own technology team can run it, or we share the work and hand over as your team grows. Your people run the banking operations. See Engineering and delivery and Data, AI & Automation.
Product brief
Get the Zoral Integration Gateway product brief
9 pages to read and share with your colleagues: what it changes, how it is controlled and audited, and how it works with the tools you already own.
Show us the systems you run today
A senior Zoral architect will show how Zoral Integration Gateway connects them, and what your team configures.
Contact Us
Prefer to pick a time? Schedule a meeting
Automate lending, banking and finance operations.
London
+44 20 3963 2002Miami
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