Zoral Case Studies

Consumer Online Insurance

April 4, 2017

The insurance industry has a long history of using statistics and actuarial science. However, digital products provide an entirely new range of data and require application of advanced AI/ML techniques... Read more →

Mobile Network Operator (MNO) Credit Scoring and Automated Underwriting

March 28, 2017

Is it possible to use MNO data to predict customer behavior, credit risk, probability of default, fraud and other attributes? Is MNO data predictive? Yes!.. Read more →

ZDE/ZML Robo-Underwriting

March 1, 2017

Case study: A leading North American SME finance company. Their objective was to grow substantially their SME loan portfolio and market share... Read more →

Customer Acquisition and Lead Evaluation Service

February 16, 2017

Case study: A global, financial institution focused on consumer and SME credit. The client faced challenges in customer acquisition and buying leads... Read more →

Consumer Online Credit

February 15, 2017

Case study: A major, UK, consumer finance company, focused on sub-prime, on-line lending. The client was an early fintech innovator, experiencing rapid growth... Read more →

Robo-Underwriter

February 13, 2017

Case study: A major, North American, consumer finance company with a substantial store network focused on the subprime and near-prime market... Read more →