Consumer Online Insurance

July 20, 2020

The insurance industry has a long history of using statistics and actuarial science. However, digital products provide an entirely new range of data and require application of advanced AI/ML techniques... Read more →

Consumer Online Credit

June 20, 2020

Case study: A major, UK, consumer finance company, focused on sub-prime, on-line lending. The client was an early fintech innovator, experiencing rapid growth... Read more →


June 17, 2020

Case study: A major, North American, consumer finance company with a substantial store network focused on the subprime and near-prime market... Read more →

Zoral DE/ML Robo-Underwriting

May 18, 2020

Case study: A leading North American SME finance company. Their objective was to grow substantially their SME loan portfolio and market share... Read more →

Zoral Social Data Service

May 12, 2020

Zoral Social Data Service comprises a series of crawlers that extract and store publicly available, social data from a wide range of sources. It computes predictive, social features... Read more →

Customer Acquisition and Lead Evaluation Service

May 6, 2020

Case study: A global, financial institution focused on consumer and SME credit. The client faced challenges in customer acquisition and buying leads... Read more →

Zoral Loan Management

May 4, 2020

Zoral Loan Management is a highly adaptable credit/loan management system. It captures and feeds a wide range of data to real time decisioning, driving the customer journey... Read more →

Mobile Network Operator (MNO) Credit Scoring and Automated Underwriting

April 13, 2020

Is it possible to use MNO data to predict customer behavior, credit risk, probability of default, fraud and other attributes? Is MNO data predictive? Yes!.. Read more →