Products

Zoral Automation Platform

August 6, 2020

Zoral Automation Platform is a low code/no code, rapid build-and-deploy automation software to digitize, integrate, automate, and control the enterprise... Read more →

Products

Zoral CX

August 6, 2020

In a recent survey of 362 firms, 80% believed they delivered a “superior experience” to their customers. But when their customers were asked about their own perceptions…they said that only 8% of companies were really delivering... Read more →

Products

Zoral OCR

August 6, 2020

zoral ocr uses advanced deep learning, AI, statistical, rule-based, and machine-learning algorithms. It reduces document digitization costs significantly. It supports intelligent automation and accelerates process and decisions flow in document-driven business processes... Read more →

Products

Zoral Cognitive RPA

August 6, 2020

Cognitive RPA has vast potential to transform and automate business processes. Just as machines have revolutionized manufacturing, so will Cognitive RPA in business processes. Powered by robots and Artificial Intelligence (AI), Cognitive RPA is now eliminating huge amounts of manual effort... Read more →

Products

Zoral Analytical Data Warehouse

July 25, 2020

ADW is a powerful and essential data management component. It captures and consolidates data across the entire enterprise, rendering it “data science” ready. ADW is secure, fault-tolerant, microservices and cloud based... Read more →

Products

Zoral Decision Engine

July 25, 2020

Zoral Decision Engine captures a huge range of data in real-time. It allows the non-technical user to define complex workflows, rules logic and executes real-time decisions... Read more →

Case Studies

Consumer Online Insurance

July 20, 2020

The insurance industry has a long history of using statistics and actuarial science. However, digital products provide an entirely new range of data and require application of advanced AI/ML techniques... Read more →

Products

Zoral Behavioral Data Warehouse

July 11, 2020

Behavioral data can be highly predictive. It improves customer visibility and conversions, reduces cost and helps you make better decisions... Read more →

Case Studies

Consumer Online Credit

June 20, 2020

Case study: A major, UK, consumer finance company, focused on sub-prime, on-line lending. The client was an early fintech innovator, experiencing rapid growth... Read more →

Case Studies

Robo-Underwriter

June 17, 2020

Case study: A major, North American, consumer finance company with a substantial store network focused on the subprime and near-prime market... Read more →

Technical Articles

A Simple Chatbot Using Zoral RL3 and Python

June 13, 2020

AI-powered chatbots can revolutionize the way banks and financial institutions serve their clients. Zoral RL3 is a natural language and unstructured data processing engine with many areas of application including conversational interfaces and interactive agents. A guide to building a simple chatbot with RL3 and Python... Read more →

Products

Zoral Model Library

May 23, 2020

Whenever people consider models in the context of credit they usually think of credit scores or default probability. These are a small part of the picture... Read more →

Case Studies

Zoral DE/ML Robo-Underwriting

May 18, 2020

Case study: A leading North American SME finance company. Their objective was to grow substantially their SME loan portfolio and market share... Read more →

Case Studies

Zoral Social Data Service

May 12, 2020

Zoral Social Data Service comprises a series of crawlers that extract and store publicly available, social data from a wide range of sources. It computes predictive, social features... Read more →

Case Studies

Customer Acquisition and Lead Evaluation Service

May 6, 2020

Case study: A global, financial institution focused on consumer and SME credit. The client faced challenges in customer acquisition and buying leads... Read more →

Case Studies

Zoral Loan Management

May 4, 2020

Zoral Loan Management is a highly adaptable credit/loan management system. It captures and feeds a wide range of data to real time decisioning, driving the customer journey... Read more →

Products

Zoral Mortgage Forbearance and Loss Mitigation Module

April 21, 2020

ZFM provides simple and rapid automation of the forbearance and mitigation processes and their integration with existing, servicing systems and operations... Read more →

Case Studies

Mobile Network Operator (MNO) Credit Scoring and Automated Underwriting

April 13, 2020

Is it possible to use MNO data to predict customer behavior, credit risk, probability of default, fraud and other attributes? Is MNO data predictive? Yes!.. Read more →